Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Posted: September 1, 2021

Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...

What Is the Difference Between ICHRA and QSEHRA?

Posted: August 28, 2021

The first step in understanding the difference is to spell out what these abbreviations stand for. “ICHRA” stands for “Individual Coverage Health Reimbursement Arrangement.” “QSEHRA” stands for “Qualified Small Employer Health Reimbursement Arrangement.” What Is an Individual Coverage Health Reimbursement Arrangement? An ICHRA is a new type of health reimbursement arrangement that only became available as of 2020, under Trump administration regulations. It allows employers...

When to Consider Supplemental Health Insurance

Posted: August 25, 2021

Supplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in the event of a serious accident or illness. If you are under age 65 and...

Starting a Family? Consider These Types of Life Insurance

Posted: August 22, 2021

When you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family. What Are the Different Types of Life Insurance? The two main types of life insurance...

Safety Tips to Remember During Motorsports Awareness Month

Posted: August 16, 2021

Originally, motorsports in America were mainly about motocross, NASCAR, or drag racing. Today, they often involve motorcycles or all-terrain vehicles (ATVs). August is Motorsports Awareness month in the U.S. This is a time for promoting the enjoyment of motorsports and for educating people regarding safety. It is also an excellent time of year for motorcycle road trips or exploring trails on ATVs. These common-sense safety...

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Insurance Blog

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

What Is the Difference Between ICHRA and QSEHRA?

When to Consider Supplemental Health Insurance

Starting a Family? Consider These Types of Life Insurance

Safety Tips to Remember During Motorsports Awareness Month