Privacy Statement

Authorization of Use

American Family Protectors hereby authorizes any person to access this Website for informational purposes only. American Family Protectors reserves the right to terminate access to this Website at any time without notice. The data, information and material included in this Website is copyrighted by American Family Protectors. All rights are reserved under the copyright laws of the United States of America. No part of this Website can be redistributed, copied or reproduced without the prior written consent of American Family Protectors.

Disclaimer of Liability

In no event shall American Family Protectors or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Website or on the Internet generally or on any other basis.

Disclaimer for Links

Although this site includes links providing direct access to other Internet sites, American Family Protectors and its affiliated companies take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.

Electronic Communications

American Family Protectors will not be deemed to have accepted any electronic communication unless American Family Protectors provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If American Family Protectors sends any electronic communication, American Family Protectors will assume the communication was received intact by the intended recipient. The recipient of such message must notify American Family Protectors if the transmission was not received or was not received in a readable format.

Security

Despite the security measures taken by American Family Protectors, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and American Family Protectors disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may mail the information to American Family Protectors or contact us directly.

At American Family Protectors, we are committed to protecting your privacy.

This privacy notice applies to information collected in this website and maintained in our agency. It serves to notify you of the following:

What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
What choices are available to you regarding the use of your data.
The security procedures in place to protect the misuse of your information.
How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to outside parties.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request for a quote and enrolling in an insurance plan unless you grant us permission otherwise.

Information Collection and Security

We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this Website or when you complete a web form requesting personal identifiable information. When you enroll for an insurance policy at American Family Protectors, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address in addition to other information. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of American Family Protectors, so we can provide you with policyholder service. The employees or contracted workers of American Family Protectors are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee or contracted worker has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.

When you send us e-mail from this Website or complete forms on this Website, you will provide us with certain personally identifiable information including your e-mail address. We may share this information with third parties who provide us services in the normal course of business including, but not limited to, insurance carriers and their affiliates.

Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

See what data we have about you, if any.
Change/correct any data we have about you.
Have us delete any data we have about you.
Express any concern you have about our use of your data.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 678-546-6813 or via email at candy@afpquotes.com

We transmit non-personally identifiable information to third party service providers (e.g. Google) that collect website statistics. We may also transmit non-personally identifiable information to third party service providers that may use such information during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you.

One method of collecting such information is through the use of cookies. A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this Website. We may utilize a short-lived form of cookie when you visit this site. At American Family Protectors, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server.

Use of cookies helps us to improve our Website and to deliver a better and more personalized service by enabling us to: estimate our audience size and usage patterns; store information about your preferences allowing us to customize our Site according to your individual interests; speed up your searches; and recognize you when you return to our Website. You may refuse to accept cookies by activating the appropriate setting on your browser. However, if you activate such a setting, you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.

The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our Website for more than 20 minutes. Should a previous visitor to our Website return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

Third-Party Links

This Website may contain links to third-party Websites that are not controlled by American Family Protectors. These third-party links are made available to you as a convenience and you agree to use these links at your own risk.

Please be aware that American Family Protectors is not responsible for the content of third-party Websites linked to American Family Protectors nor are we responsible for the privacy policy or practices of third-party Websites linked to American Family Protectors. Our Privacy Policy only applies to information we collect from you while you are actively in a connection with American Family Protectors. If you should link to a third-party Website from American Family Protectors, we strongly encourage you to review and become familiar with that Website’s privacy policy.

Changes In Our Privacy Policy

We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes. If you have any questions about our privacy policy, please feel free to contact us.

The American Family Protectors logo, and other marks, including the names of various products and services described within and offered by companies represented by American Family Protectors and its subsidiaries are service marks of these companies.

Permission to use, copy and distribute these materials without fee is hereby granted, for non-commercial purposes, provided that the material is unaltered and American Family Protectors copyright notice appears in all copies.

Use of this site shall be governed by and construed in accordance with the laws of our state of business, without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in our state of business.

Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

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Privacy Notice Statement for Use of Private Health Information*
- I Accept
I authorize Candy Hilliard (agent at American Family Protectors), as well as any other staff and contract workers affiliated with American Family Protectors, to create, collect, disclose, access, maintain, store, and use personally identifiable information from me and my family (if applying for insurance). Any private health information collected by American Family Protectors can be used for any or all of the following: 1.) Assisting with the application for a qualified health plan. 2.) Assisting with applications for the receipt of advanced premium tax credits or cost-sharing reductions. 3.) Facilitating the collection of standardized attestations acknowledging the receipt of the advanced premium tax credit or cost-share reduction determination if applicable. 4.) Assisting with the application for and determination of certificates of exemption. 5.) Assisting with filing appeals of eligibility determinations in connection with the Federal Facilitated Marketplace or healthcare.gov. 6.) Facilitating payment of initial premium amount to the qualified health plan provider. 7.) Facilitating your ability to dis-enroll from a qualified health plan. If you choose to give American Family Protectors private health information, we may share this information with healthcare.gov and health insurance providers. Sharing this information with us is on a voluntary basis. If you choose to not provide us with the private health information and/or not respond to certain questions, we will not be able to assist you with the listed services and will instead direct you to healthcare.gov. You can elect to discontinue this agreement by providing us a written letter via email to candy@afpquotes.com or via traditional mail to 1000 Peachtree Industrial Blvd, Suite 6-454, Suwanee, GA, 30024.
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