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Archives: 2023

New Group Benefits to Consider in the New Year

As we approach a new year, it’s an ideal time to evaluate your employee benefits package and consider strategies to enhance it in 2024. Providing attractive group benefits not only helps retain your current workforce but also attracts new talent. Here are some new group benefits to consider for the coming year that can boost employee morale and satisfaction. 1. Mental Health Support The importance...

How do I know if I have the winter blues?

As winter sets in and the days grow shorter, many of us experience a shift in mood. It’s a common phenomenon known as the “winter blues” or seasonal affective disorder (SAD). While it’s a temporary condition for most, understanding its prevalence, recognizing its symptoms, and knowing how to combat it can make a big difference in how you experience the winter season. How Common are...

How to Protect Your Mortgage with Life Insurance

Purchasing a home is a significant financial investment, and for most, it involves taking on a mortgage. While you work hard to create a comfortable and secure living space for your family, it’s equally essential to protect this investment with life insurance. Let’s explore how you can safeguard your mortgage with the right life insurance coverage. Types of Life Insurance When it comes to protecting...

A Guide to Protecting Your Precious Holiday Gifts

The holiday season is a time of giving, and many of us enjoy showering our loved ones with special and often valuable gifts. These gifts carry sentimental and financial value, whether it’s expensive jewelry, collectibles, vintage items, or custom-made treasures. However, many people may not realize that their standard homeowner’s insurance policy may not provide sufficient coverage for these valuable items. That’s where valuable items...

7 Myths About Health Reimbursement Arrangements (HRAs) Debunked

Health Reimbursement Arrangements (HRAs) are a valuable and flexible tool for employers to provide health benefits to their employees. However, like many aspects of the insurance industry, there are some misconceptions about HRAs. Let’s debunk seven common myths and set the record straight. Myth 1: HRAs Don’t Qualify as a Real Health Benefit Debunked: HRAs are indeed a genuine health benefit. They are employer-funded accounts...